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How DWI Convictions Impact Your Driving Record and Insurance Rates

Law Office of Sherrod J Edwards April 29, 2025

A DWI conviction can have serious and lasting consequences on your driving record, insurance rates, and overall future. If you've been charged with a DWI in Dallas, Texas, you need a strong and experienced DWI attorney who understands the legal system and how to fight for your rights. 

From Cedar Crest to Grand Prairie, having the right legal representation can make all the difference in your case. When you choose the Law Office of Sherrod J Edwards, I’ll provide you with the excellent, detail-oriented representation you can count on. Read on to learn more about DWI convictions.

What Is a DWI Conviction?

In Texas, Driving While Intoxicated (DWI) is a criminal offense that occurs when a driver operates a motor vehicle with a blood alcohol concentration (BAC) of 0.08% or higher or while impaired by drugs or alcohol. Texas law has strict penalties for DWI offenses, and even a first-time conviction can lead to fines, license suspension, and increased insurance premiums.

According to the Texas Department of Transportation, nearly 25% of all traffic fatalities in the state involve alcohol-impaired drivers. Due to the high risks associated with impaired driving, Texas imposes severe consequences on those convicted of DWI.

How a DWI Affects Your Driving Record

A DWI conviction does more than just result in criminal penalties—it stays on your driving record and can impact your ability to drive legally.

Driver’s License Suspension

A first-time DWI conviction in Texas can lead to a license suspension of up to one year. For repeat offenders, this period increases significantly, with a two-year suspension for a second conviction. Having a DWI attorney in Dallas can help you fight for a reduced suspension or even retain your driving privileges through an occupational license.

Permanent Criminal Record

A DWI conviction in Texas stays on your criminal record permanently, which can make it difficult to obtain jobs, housing, and professional licenses. Unlike some traffic violations, a DWI does not simply disappear after a certain number of years.

Impact on Points System

Texas does not use a traditional point system like other states, but a DWI conviction will add violations to your driving record, leading to higher fines and potential restrictions on your ability to drive.

Increased Insurance Rates After a DWI

One of the biggest financial burdens following a DWI conviction is the impact on your car insurance. Insurance companies view DWI offenders as high-risk drivers, which leads to significantly higher premiums.

High-Risk Driver Classification

Once convicted, you will likely be classified as a high-risk driver, meaning insurance providers will either increase your rates or cancel your policy altogether. The Texas Department of Insurance states that drivers with a DWI may have to obtain SR-22 insurance, which is a certificate proving you carry the minimum liability coverage required by Texas law.

Cost Increase Over Time

On average, a DWI conviction in Texas can cause your insurance premiums to increase by 50-100%, depending on your provider. This means that if you were paying $1,500 per year for insurance, your new rate could be anywhere from $2,250 to $3,000 per year—and this increase can last for several years.

Long-Term Effects

Insurance companies typically review your driving record for the past three to five years. However, some providers may consider a DWI for up to ten years, meaning you could be paying higher rates for a long time.

Legal Penalties for a DWI in Texas

A DWI conviction comes with more than just a license suspension and insurance increases. The legal penalties in Texas are severe, especially for repeat offenders.

First Offense

  • Fines up to $2,000

  • Jail time between 3 days and 6 months

  • License suspension up to one year

  • Annual surcharge of $1,000-$2,000 for three years

Second Offense

  • Fines up to $4,000

  • Jail time between 30 days and one year

  • License suspension up to two years

  • Mandatory ignition interlock device

Third Offense

  • Fines up to $10,000

  • Jail time between 2 and 10 years

  • License suspension up to two years

  • Felony conviction with lasting consequences

Having an experienced DWI attorney in Dallas can help you fight for a reduced sentence or even get your charges dismissed, depending on the details of your case. Choose the Law Office of Sherrod J Edwards and I’ll give your case the time and attention it deserves.

How Texas Law Differs from Other States

Texas has some of the harshest DWI laws in the country compared to other states. Here’s how it differs:

  • No lookback period: Some states have a lookback period (such as 10 years) where prior offenses "expire." In Texas, DWI convictions stay on your record permanently.

  • Implied consent law: Like many states, Texas has an implied consent law, but refusal to take a breath or blood test results in an automatic 180-day license suspension, which is longer than in some states.

  • Enhanced penalties for BAC Above 0.15%: While most states impose higher penalties for extreme BAC levels, Texas doubles fines and jail time for BAC levels of 0.15% or higher.

  • Open container laws: Texas has strict open container laws, and even having an open alcohol container in your car can lead to additional charges along with a DWI.

Understanding how Texas law differs from other states is crucial if you are facing a DWI charge. An experienced DWI attorney can help you understand your rights and build a strong defense.

How I Can Help With Your DWI Case

If you’ve been charged with a DWI in Dallas, whether in Highland Park, Addison, or Mesquite, hiring a skilled DWI attorney is essential. An experienced lawyer can:

  • Challenge the validity of the traffic stop and field sobriety tests

  • Investigate potential errors in BAC testing

  • Negotiate for reduced charges or alternative sentencing

  • Help you apply for an occupational driver’s license

  • Represent you in court and fight for the best possible outcome

The difference between facing a DWI conviction alone and working with a lawyer can be life-changing. A strong legal defense can lead to dismissed charges, reduced penalties, or alternative sentencing options.

Answering Common Questions About DWI Convictions

1. Can a DWI be removed from my record in Texas?

In some cases, a DWI can be sealed through a non-disclosure order if it was a first offense and you meet certain requirements. However, expungement is not an option unless your case was dismissed or you were found not guilty.

2. How long does a DWI affect my insurance rates?

A DWI can impact your insurance rates for at least five years, but some providers may consider it for up to ten years.

3. Will I lose my job after a DWI conviction?

A DWI can affect employment, especially for jobs that require driving. Some employers conduct background checks, and a DWI conviction can be a red flag.

4. Can I still drive after a DWI conviction?

Your license may be suspended, but you may qualify for an occupational license, which allows you to drive to work, school, and essential locations.

5. What should I do if I get arrested for a DWI?

Contact a DWI attorney immediately. Avoid making statements to the police and request legal representation as soon as possible.

Protect Your Future with a Skilled DWI Attorney

If you’re facing a DWI charge in Dallas, you don’t have to handle it alone. A DWI conviction can impact your driving record, finances, and future opportunities, but a strong legal defense can make all the difference. I’m here to help.

At my firm, I represent clients throughout Dallas, including Cedar Crest, West Dallas, Highland Park, Irving, Farmers Branch, Addison, Richardson, Garland, Mesquite, Balch Springs, Hutchins, Duncanville, and Grand Prairie. Contact me and the Law Office of Sherrod J Edwards to discuss your case and fight for the best possible outcome.